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Low rates for the roof over your head.
Friendly service for the roof over your heart.

The Sandi Gentry Team has partnered with Lake Michigan Credit Union (LMCU) because doing what’s right for their members drives everything they do. From friendly, knowledgeable experts, to low rates and low down payments, LMCU will help finance the home you love.

Mortgage options to fit your needs

Compared to traditional banks, you’ll pay less on your loan rate, less on your closing costs, and less in expenses over the life of the loan.

Purchase

Choose from a wide range of attractive mortgage programs, all designed to get you into the home of your dreams, on your terms.

  • Terms from 5 to 30 years**
  • Down payment* as low as 3%
  • Programs to meet any need – up-to 100% financing

Construction, Land & Renovation

Purchase land and build a new home, or finance a fixer-upper. Our one-time closing combines the land and construction to save you money. You'll pay less in closing costs while guarding against interest rate increases.

  • Low fixed and adjustable rates
  • Down payments as low as 5%*
  • One-time closing = lower closing costs

Refinance

Whether you're looking to lower your monthly payments, make renovations, or take advantage of your home's equity to finance a major purchase, refinancing a home with us is a great option.

  • Low fixed and adjustable rates
  • Restructure loan terms
  • Take cash out of your home

*For well qualified buyers. **For sample payment, see rate table below.

Mortgage Rates

Compared to traditional banks, you’ll pay less on your loan rate, less on your closing costs, and less in expenses over the life of the loan. Lock in your rate today.

Scenarios based on a Purchase transaction with 740 credit score, 20% down payment, and automatic payments from an LMCU account. Rates and fees may vary and are based on credit history, down payment, property type, and other factors associated with your loan application. Loans with less than 20% down payment may require private mortgage insurance. Rates vary based on market conditions and are subject to intraday market changes. Rates based on a 30 day lock.

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We're here to help.

Together, The Sandi Gentry Team and Lake Michigan Credit Union will simplify the home financing process. They’re here for you every step of the way, and will continually provide friendly, expert service.

With LMCU Loan Originators, Emily and Bryan Paul, you’ll get personalized service, timely communication, and customized financing options to fit your needs. To find out how The Sandi Gentry Team and LMCU can make your dream home a reality, take the first step and contact Emily and Bryan to get pre-qualified today.

Preferred Lenders

Emily Paul

Mortgage Loan Originator
NMLS ID# 849827
(616) 638-2202
Emily.Paul@LMCU.org


Bryan Paul

Mortgage Loan Originator
NMLS ID# 1684734
(616) 638-2852
Bryan.Paul@LMCU.org

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Before you start searching for your dream home, it’s important to knowing how much home you can afford. By getting pre-qualified, you’ll know how big to dream while staying within budget.

Prequalify Today

If you’re looking to find out how much home you can afford, please fill out the form below and Emily and Bryan will contact you to help you get started

Don't want to wait?
Give Emily and Bryan a call at (616) 638-2852.

Need More Info?

Not quite ready to find out how much house you can afford, or to speak with a loan officer? That's alright. Click below to read more information about the types of products we offer at LMCU. We're always here when you need us!

Learn More