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Open Your Account

Get Healthier Rates!

Make your health care dollars go further with an LMCU Health Savings Account (HSA).

Great rates. No fees. Easy access.

LMCU Health Savings Accounts:

  • One of the highest tiered interest rate yields in the country
  • Free to establish, plus no monthly, maintenance or transaction fees
  • No minimum balance required
  • Free Visa debit card, unlimited check writing, free electronic transactions
  • Free 24-hour phone, online, and mobile banking access to funds
  • Live chat, phone, and in-person assistance

Offering Some of the Top HSA Rates in the Nation!

Earn up to 0.30% APY*

Account Dividend Rate (Interest) APY*
Health Savings Account - $5,000+ 0.300% 0.30%
Health Savings Account - $0 - $4,900 0.150% 0.15%

*APY = Annual Percentage Yield. Rates as of 11/01/2022 and subject to change after account opening. Fees may reduce earnings. $5 minimum to open a membership.

What medical expenses can you pay for with your health savings account?


The approved list of services and products you can use your health savings account for is set and monitored by the government.


Approved Expenses


If you're ready, apply now for your new Health Savings Account. If you still have questions please fill out the form to the right and an LMCU representative will contact you.

Read FAQ

7 Steps to Open Your HSA